WHY WE DO THIS
Until the banking crisis and property crash back in 2008, it was relatively easy for first time buyers to purchase their own home, following the crash the mainstream lenders became very stringent with their lending criteria, the biggest changes being, 100% mortgages disappeared and you had to be ‘squeaky clean’ to get a mortgage at all!
This all lead to a boom in the rented sector, as demand increased so did rents, to the stage where it can now cost more each month to rent than you would pay for a mortgage to buy the same house.
Most people renting would like to get a foot on the property ladder, especially since if you are paying a monthly rent of say £500 - over a ten year period you will have paid your landlord £60,000!
In many cases people are trapped in the rented sector, finding it impossible to save a deposit to buy a property, just as you think you’re accumulating some savings along come unforeseen demands on your hard earned money taking you back to square one.
MEET ANDREW
Hello, I'm Andrew Owen,
I've worked in the property and mortgage business since 1980, I’m based in Ripponden just off junction 22 of the M62.
I specialise in helping people get onto the property ladder, over recent years some lenders have eased off a little on their lending criteria, indeed there are now some lenders out there who will NOW consider facilitating you with a mortgage even though you haven’t saved for a deposit subject to their terms and conditions being met.
The mortgage market is a minefield for the uninitiated, so many different deals available all designed to suit different circumstances. Often the funds on certain deals are limited and therefore the lenders don’t need to advertise them widely.
I work with a small expert panel of Independent qualified mortgage brokers and conveyancing solicitors who know the mortgage market and house buying process inside out, having full access to this kind of up to date information and funds enables me to help people with little or no deposit saved to get on the housing ladder.
Andrew Owen
Affordable Homes GB
Call or text me anytime:
01422 822387 office) 07974 173 512 (mobile)
Click Here and I will send you full information on how you could buy your own home with LITTLE OR NO DEPOSIT SAVED. (subject to status)